I’ve seen several of these phone app bank accounts. They have a phone app, a regular bank sort code and account number and a prepaid card. I signed up to Monese and recommend you do, too.

Use the QR code below or find the app in your app store …

Qwertee sell incredible t shirts for a limited time only and provide the best service of anywhere you have ever shopped, online or otherwise. They are ethically produced, made of supersoft ringspun cotton and printed locally.

Take a look at Qwertee!

Update: This has gone away now

Lucky leftovers uses the free text messages on your phone to enter competitions. After deciding how many texts you want it to use, it works in the background and automatically enters for you!

Join Here

Update: The offer is now some free Ben and Jerry's Icecream

Get money off and freebies in the supermarket. Just buy selected items and photo the receipt to get money back!

Download the Shopmium app and use my referral code AUKHMEYK

Join here and get a free Nutella jar!

You should join me on Colu - it’s a digital wallet that makes it easy to pay at local businesses.

Sign up and get £5 now